Thursday, December 20, 2012

calculation for premium paid


salam & hi guys,


Just wanna sharing a bit knowledge. hari tu ada banker tanya how to calculate the premium for extension lease term...mengagau cari..lama x kire....so here, just wanna share the theory....kena ingat rumus yerk...


Premium for residential : 1/2 * 1/100 * value of the land * term of lease

Premium for Squatters ; 1/8 * 1/100 * Value of the land * term of lease

Premium for extension of term  lease : 1/4 * 1/100 * value of land * term of lease

That is, klo ingat rumus mmg senang je.....hehe....ni just basic knowledge so org bukan land office pun kena tahu. Next time maybe can update the basic knowledge regarding valuation/ something regarding property..^^

i do luv property field..^^


Luv,
Lala Atimin...^^

My Wedding Day : 1/12/12


Finally after almost 7 years since year 2005 until now……we become a husband-wife. Sharing all moment, all tears and all happiness together. Alhamdulillah….So…hehe..nak share my highlight for my wedding kt sabah and a bit wedding preparation kt kl…^^

It's just 1 word to say: Alhamdulillah..^^


First of all..mmg ssh k utk handle majlis perkahwinan…..and truly sadly sy x dpt konsep garden wedding yg sy idamkan..huhu…(akibat masalah kewangan…xpe la, nak wat camane…sederhana itu lg baik…). For those yg nak kawin, tlg la berjimat n menyimpan duit ye….i spend more than RM12K for my wedding include all flight ticket for my family. (not a small amount..huhu..).

Actually, I am interested for my wedding but agak xde masa nak fikir coz before wedding mmg agak bz with my work n my master. So, what I’m doing is…….buka internet….buka google and start type….butik sabah…butik ranau…and so on..hahaha…that is funny……coz I didn’t have a time to go back sabah n find a wedding planner. And Alhamdulillah….until 1 time I got 1 facebook link…..Chinta Qaseh Bridal….their pelamin cantik2, smpi ssh nak plh…baju just biasa2 but makeup is awesome…..so try contact the owner….ambik all their pakage exclude the baju…sbb ssh nak fitting so I decide nak ambik baju kt kl n bwk balik sabah..that’s it…just simple….and I ask the owner for video and she gave me 1 name….Halimin Saping…he is the professional videographer ok…hihi…for wedding kt sabah I just contact them through FB…and Alhamdulillah….everything as planned….For food and guest I just leave it to my parents…..

Just simple pelamin but very nice..^^

My videographer: Mr. Halimin


Gambar with my daddy, my mama, my mak, my ayah, aki & ine'...^^

For wedding card and banner….ambik pakage kt my one kad kawin…office kt jalan Brunei….we just take a packages during wedding expo kt PWTC….Not bad..they offer a lot of promotion. We take the VVIP package so include hard cover wedding card, wedding card yg biasa, sourvenir box, vip sourvenir box, banner and so on…at that price so we think worth it la…..but we have to chasing them…..call to remind them before the expected date sbb if x call mmg xkan update ngan kita. So, I keep chased them smpi siap…hihihi…..bila da chased mmg blh siap cpt….

Just a simple banner..^^
abg xmo ltk gambar..^^

Baju..baju…baju….i find a bit difficult for baju….same as wedding planner…scroll kt fb and jumpa 1 page yg sgt interesting…baju2 sangat cantik….skli buka page die mmg falling love trs..haha…pls try bukak…DWEN RAHA. The young designer…so, I try contact dwen and booked for baju nikah and baju reception kt kl…(also makeup kt kl). Try deal with him…mmg akan terkejut dgn good offer. I set an appointment with him, dtg rumah dia utk discuss design, color semua….so he gave me a pick up date…. We came at the date….try baju..skli fitting je mmg xyah outer apa2….the baju just nice…perfect….owh…I’m so satisfied….high level ok….baju yg sgt2 cantik for me at the worth price…hihi…..for those yg nak ambik baju kt DWEN RAHA, plz contact him earlier coz klo x silap dia da fully booked until August next year….wow…moga dia maju sll yer…


Abg after nikah..^^


Me: Ya Allah..moga ikatan ini sehingga ke syurga...moga aku mampu menjadi isteri yg taat..^^



Yeah...dpt duit..hihihi...^^


Baju reception kt sabah…mmg agak mengecewakan…menyesal x ambik semua kt dwen…huhuhu….ambik kt butik kasih koo….we go first to the butik before we found dwen raha….kasih koo butik kt sri gombak. We decide to take a new design baju sbb saiz kecik so ssh nk cari baju…plus, I want a peach color….jarang2 skli ade taw….so, we gave them our design on early September until November still xde dgr apa2 berita dr dorg….so I call them…surprise….baju x siap….baju llki kain pown x cari lg…pls..pls…I’m stressed.so mcm biasa, I keep chasing them…..until siap. Tunggu at the date yg dorg janji until pkl 10pm…….xde. so my husband da naik angin. He said, hantar kt rumah bsk pagi before 11am. Alhamdulillah…dorg hantar gak baju tu…hihi…..because of this matter, I finally saw anger side of my husband…hahahaha….but till now..my husband is just very nice to me…..luv abg…eh…out of topic..hehe…but this butik offer baju lawa2 jgk…and I think klo rent je baju yg da siap xkan ada masalah mcm yg I hadapi…so jgn rsu2 erk….

haha...yup...me gemoxxx....^^


diarak.....pengapit cool...my BIL Munir and my cuzzy ajia..^^

 Pls visit Fadilah Lala Atimin fb page klo nak tgk lbh erk…hehe…but I do promise to upload it later here. So, go to go…..here is my level satisfaction…

CHINTA QASEH BRIDAL : sgt ok…..specially for the unexpected awesome makeup.thanks kak ilut for the fresh flower…(I never ask for that…surprise..)hehe..

HALIMIN SAPING: very on time videographer…..sgt ok. Professional..hasil keje…da siap tp my dad x ambik lg.

DWEN RAHA: highly recommended…..awesome and baju sgt cantik. X make up lg coz wedding kl on next week. Also promise to update…hehehe..

KASIH KOO : just a bit disappointed…..not recommended for baju baru but klo nak sewa they was ok. Jgn takut nak g..

MY ONE KAD KAWIN : also ok but u have to chasing them….klo rajin call mmg leh siap before expected time without extra charges.


owh....lupa nk upload our pic with traditional wear...hihi.....ni last minit p sewa.....x ingat nama butik...dkt ngan pasaraya Milimewa Ranau. surprise with the rental price: Rm 100 utk baju sy together with accessory, Rm50 utk baju abg...it is cheap???yeah...worth it..^^

kredit thanks for kak intan..(my lovely sis in law)....for the tudung..^^


me and abg diinterview oleh my lovely bro n auntie...hihi..^^

wow...i do love tiz bajuuuu....^^

Special thanks for my bestfren...my x roomate masa kt SMU dulu.....check fb ya...ALWA ENTERPRISE. The doorgift sgt sedap...alah..x ambik gambar.....cupcake & apam polkadot....x smpt rasa pown.....According to my family...sgt sedap...^^

and also kak farhana...my officemate for the lovely coklat hantaran n loly choc....lolychoc x smpt ambik gambar...da abes....x smpt mkn pown...huhu...^^

cantikkan...hihi..do visit Thewowlook page kt fb..^^


so that's it, special thank for my family special my great mum n dad, abg amry n kak aini, abg ujai n kak intan, kak ana n abg fitri, arup n usna, didi........my fren yg dtg tlg ien n zed.....all relatives yg bnyk membantu....nk sebut bnyk pula..hihi...^^

owh ya....tq2 to my son n daughter....qisya, aqeef, jaja n am...auntie love u all..^^



Truly babai.....
Lala Atimin..^^